Global Merchant Accounts Emporium
Takishia J. McGhee, Agent

Wednesday, February 20, 2013

Credit Card Processing Transaction Companies with Credit Card Receipts Help Small Businesses

credit card processing transaction companies with credit card receipts
Credit Card Processing Transaction Companies with Credit Card Receipts
Credit and debit cards have been available for over half a century and have yet to make a huge impact on the cash flow of small businesses. Now credit card processing transaction companies with credit card receipts are changing that.
Instead of using the traditional method of card reading terminals, new systems are they using Smartphones to accept credit and debit card payments. These Smartphone readers are less expensive and more convenient than the traditional way. The readers come in two options: one that connects directly to the Smartphone, the other sends information through Bluetooth. Payment is usually received within two to three working days. With the devices, money is stored electronically, reducing the risk of it being stolen. With the money being stored electronically, it also allows merchants to add to orders if the customer needs additional products. Mobile credit card readers allow the transaction to quickly and securely happen in store.

Tuesday, February 19, 2013

Credit Card Processing Transaction Companies with Credit Card Receipts Introduces Mobile POS Device

Credit Card Processing Transaction Companies with Credit Card Reciepts
Nedbank, one of many credit card processing transaction companies with credit card receipts, has made public a mobile point-of-sale (POS) solution geared towards small and medium businesses, called PocketPOS.

The PocketPOS device securely accepts credit and debit card payments via Bluetooth to an app on a Smartphone or tablet device. The PocketPOS device is available in a small, cell phone sized device complete with a secure PIN pad or merchants have the option of adding a printer. By adding a printer, customers are able to receive receipts in store, an option many prefer. The device uses a secure card reader and encryption to protect customers’ personal, card, and PIN information. The PocketPOS device plugs into the audio jack on mobile devices and then uses an app to process payments. Different bundles are available and while the PocketPOS is currently only available to Nedbank, the company is hoping to expand soon. 

Monday, February 18, 2013

Choosing from Credit Card Processing Transaction Companies with Credit Card Receipts

credit card processing transaction companies with credit card receipts
Credit Card Processing Transaction Companies with Credit Card Receipts
Regardless of the size of the business, employees do not even need to be near a cash register to make a credit card transaction. By using Smartphone credit card readers, businesses have the capability of making sales anywhere. When choosing from Smartphone credit card processing transaction companies with credit card receipts there are a few things to keep in mind.

For businesses who wish to add credit card reader capability to their business, it is recommended to research before deciding. To add the capability businesses need an account to process payments, a scanner device, and a software app.

Do not hold back on researching. Your bank or credit card service can usually make suggestions on recommended products. Before deciding on a product, ask for references. Make sure to choose the right combination of products. When looking for an app, pick one you are comfortable using that also has the available features you want. When looking for a reader read the fine print. Make sure you know what you are agreeing to and paying for.

Remember to still offer the customer service your shoppers have grown to expect. Some customers will not be familiar with this kind of payment method. Allow customers the option of having a receipt emailed to them or printed.

Sunday, February 17, 2013

Magento and PaymentMax: Two Credit Card Processing Transaction Companies with Credit Card Receipts

credit card processing transaction companies with credit card receipts
Credit Card Processing Transaction Companies with Credit Card Receipts
Merchants now have an opportunity to acquire business processing services from a well known industry leader. Now, PaymentMax works with Magento for both small and large businesses.

By using Magento, a credit card processing transaction company with credit card receipts, a business owner can receive secure e-commerce payments. Usually, business owners spend a substantial amount of time looking for a low-cost payment processor. Now merchants can stop looking and use Magento for their credit card processing needs through PaymentMax. Both PaymentMax and Magento offer many features perfect for all types of businesses.

PaymentMax follows strict security procedures; ensuring e-commerce transactions are safe. Users of PaymentMax and Magento will be able to receive credit card processing. PaymentMax credit card processing will allow business owners using Magento to obtain next-day bank deposits. Business owners using these credit card processing transaction companies with credit card receipts can look forward to a prompt transfer of funds into their checking account.

Saturday, February 16, 2013

New Fees from Credit Card Processing Transaction Companies with Credit Card Receipts

Credit Card Processing transaction companies with credit card receipts,
Credit Card Processing Transaction Companies
with Credit Card Receipts
Due to an antitrust lawsuit settlement between credit card processing transaction companies with credit card receipts and businesses, businesses are allowed to apply a 1.5 to 4 percent surcharge to clients using credit cards. However, many local retailers do not feel the need to add fees. The businesses have been paying for the fees and do not plan on forcing their customers to pay instead. The retail business is too competitive, so consumers would simply spend their money elsewhere. Businesses, such as Wal-Mart, state that adding fees are bad for business.

Under the terms of the settlement, according to the National Retail Federation, businesses that apply a surcharge to purchases made with Visa or MasterCard must also apply the same fees to American Express cards. However, AMEX strictly prohibits surcharge fees. Therefore, businesses accepting American Express, VISA and MasterCard are prohibited from adding surcharges to any of the cards. So while businesses may apply surcharge fees to purchases, most likely clients will not see these fees being added.

Thursday, February 14, 2013

Credit Card Processing Transaction Companies with Credit Card Receipts Go Mobile

Credit Card Processing transaction companies with credit card receipts
Credit Card Processing Transaction Companies
with Credit Card Receipts
Integrity Payment Systems has seen an increase in mobile payment processing demands. Now with increased technology, credit card transactions are taking place on the move. The ability to accept mobile credit card payments has become a necessity for many businesses.

To meet the demand, Integrity is now offering the ROAMpay™ Mobile Payment Solution, a payment system that features a secure mobile credit card reader and mobile payment app. Integrity’s ROAMpay allows businesses to sell a product or service while utilizing a Smartphone or tablet device.

To use, businesses simply swipe the card, enter the amount and the customer signs for the transaction with their finger. The system automatically sends the client an email receipt. ROAMpay™ Mobile Payment Solution allows processing of sales, voids, and refunds. The settings menu allows sales tax; tip and signature capture to be applied. The system is a lightweight mobile credit card reader that simply plugs into a devices' headphone jack. With Integrity Payment Systems, security of all transactions is guaranteed. Credit Card processing transaction companies with credit card receipts are on the rise and Integrity Payment Systems is one of the leading companies with their new ROAMpay™ Mobile Payment Solution.

Monday, July 30, 2012

Though Credit Card Transaction Companies Interface Transactions Have Reduced Fees, Merchants Still Might Charge More

Due to a settlement last year that changed the regulation on debit card swipe fees all of the credit card processing transaction companies interface transactions are set to reduce revenue. The settlement was meant to help small business owners who said that they could then pass the savings on to customers. 

Credit Card Processing Transaction Companies Interface Transactions
Credit Card Processing Transaction
Companies Interface Transactions
The question is: is that really happening? Merchants are now looking to charge an extra fee for credit card payments. There has always been a regulation restricting a differentiation on price depending on payment method, in large part due to credit card companies not wanting their usage restricted. 

Because credit card swipes still charge merchants a processing fee in order for them to take credit card transactions, cash is still the cheaper method for them, despite the inconvenience and risks of having a lot of cash in the register. Merchants now want to be able to pass the fees on to the consumers so that they can keep the revenue that swipe fees are currently deducting.